Terms & Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of Universal Reco's website and services. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree to any part of these Terms, you may not use our services.

2. Use License

We grant you a limited, non-exclusive, non-transferable license to use Universal Reco for lawful purposes only. You agree not to:

• Reproduce, duplicate, or copy any material from Universal Reco for commercial purposes
• Modify or alter any portion of the service without our express written consent
• Attempt to gain unauthorized access to any portion or feature of Universal Reco
• Use automated tools or scripts to scrape or access our services
• Transmit any viruses, malware, or harmful code
• Violate any applicable laws or regulations

3. Account Registration

To access certain features of Universal Reco, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and password. You agree to accept responsibility for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. Intellectual Property Rights

All content, features, and functionality of Universal Reco (including but not limited to all information, software, text, displays, images, video, and audio) are owned by Universal Reco, its licensors, or other providers of such material and are protected by copyright, trademark, and other intellectual property laws.

5. User Data and Privacy

By using Universal Reco, you agree that we may collect, use, and process your data in accordance with our Privacy Policy. We are committed to protecting your data and maintaining appropriate security measures. All data uploaded to our platform is treated with the highest confidentiality and used solely for reconciliation and analysis purposes.

6. Limitation of Liability

To the fullest extent permissible by law, Universal Reco shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption, arising out of or related to your use of or inability to use our services.

7. Warranty Disclaimer

Universal Reco is provided on an "as-is" and "as-available" basis. We make no warranties, expressed or implied, regarding the service. We disclaim all warranties including but not limited to the warranty of merchantability, fitness for a particular purpose, and non-infringement.

8. Indemnification

You agree to indemnify and hold harmless Universal Reco and its officers, directors, employees, and agents from any and all claims, damages, losses, and expenses arising out of your use of the service or violation of these Terms.

9. Termination

We reserve the right to terminate or suspend your account and access to Universal Reco at any time, with or without cause, and with or without notice. Upon termination, your right to use the service will immediately cease.

10. Modifications to Service

Universal Reco reserves the right to modify or discontinue, temporarily or permanently, the service (or any part thereof) with or without notice. You agree that Universal Reco shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the service.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws applicable in the jurisdiction in which Universal Reco operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of Universal Reco following the posting of revised Terms means that you accept and agree to the changes.